Texas Life and Health Insurance Options
You can't drive without car insurance and most people need homeowners insurance to satisfy their mortgage requirements or tenant agreement with their landlord. However, too many Texans are going through life without health or life insurance, two policies that should be a top priority.
For the peace of mind that your family will have, knowing that they're financially secure should you pass away prematurely, life insurance is well worth the minimal cost. The two most common policy types are term life insurance and whole life insurance. Term is less expensive and covers you for an agreed upon length of time and is especially good for young families who haven't built up their savings. For a long-term policy, whole life will cover you as long as you're paying your premiums.
Hospitals in Texas estimate that over a quarter of Texas residents--including those in Richardson, Wylie and Allen, Texas--don't have any medical insurance. Medical debt is also the leading cause of bankruptcy in America, so don't put yourself out on a tightrope by not having a policy in place. Texas residents can easily get individual or family health insurance policies to meet their unique needs. Policies can usually be found even for those who have preexisting conditions and the agents at Allegiance Insurance Agency are able to help you get the coverage you need such as comprehensive plans, high-deductible plans, children's plans or temporary insurance plans for times when you're between jobs and without an employer sponsored insurance plan.
For more information on how to find the most affordable insurance options in Collin County and Denton County, Texas, contact us at Allegiance Insurance Agency today. We're always happy to help you understand and select a life or health insurance policy that's right for you and your family.