Even if your auto insurance policy in Plano, TX is misplaced, you will still have access to all of your benefits. Most automobile insurance companies in Texas are accessible online. If you need to review your vehicle documents, but you can’t find your policy, check and see if there is an electronic version available.
If you do not have access to a computer, you may be able to work with your independent agent to have a copy of the policy mailed to you. Many car insurance plans are several pages long detailing the type of coverage you have and information about how to make a claim. If you have been in an accident in Wylie or Allen, Texas, you can call the number on your insurance card and file your claim. If you are not sure if the damage will be covered, you should still call and get more information.
When you are purchasing an automobile insurance policy, think about how much money you can afford to pay out of pocket. Before your insurance company will pay, you will need to meet the deductible. Although you may think asking for high deductible – $500 or $1000 will save you money on your premium, if you have to file a claim, this can be a large out of pocket expense. You should talk with our independent agent about how much you can afford for a deductible. There may be other ways to save money.
Either way, if you just moved into a new apartment or you are just really unorganized, don’t worry if you can’t find your auto insurance policy. You can easily get a duplicate copy and this time make sure you put it in a safe place.