Let Allegiance Insurance Agency Help with RV Insurance

There is nothing that feels more like freedom than hitting the road behind the wheel of your RV.  Once you set out for your trip, you understand that that vehicle you are driving is capable of serving all of your household needs until you get back home.  Understanding this advantage, however, you also know that you can definitely use some help out there in the event something goes awry with you are out and about on your travels.

Let Allegiance Insurance Agency Help with RV Insurance

For Richardson, TX travelers looking for that added layer of protection of RV insurance, Allegiance Insurance Agency has answers to your questions and solutions for adequately insuring your recreational vehicle insurance.  Some considerations when inquiring about RV insurance includes:

  • Liability protection—protects you against the statistical possibility that you may be involved in an accident.  This form of coverage protects against medical expenses, property damage, and any associated legal costs,
  • Protect personal property—that might be in your RV.  In case of theft, fire or similar peril, RV insurance can help replace and damaged or stolen item,
  • Coverage to safeguard assets—offers protection for what can become a significant personal asset.  Ask your agent about how comprehensive coverage can protect against an array of potential perils,
  • Off-season coverage—protects your RV when it comes time to get off the road and store it for the season.  Storage coverage, roadside assistance, and emergency response services can all be covered under RV insurance.

Contact the Richardson, TX Insurance Agency You Can Trust

If you are concerned with assuring that your toys are adequately protected, let Allegiance Insurance Agency help with your RV insurance.  Serving the greater Richardson, TX area, our team here at Allegiance Insurance is standing by to answer any questions regarding your unique RV situation.

Is Motorcycle Insurance Required in Texas?

You are excited to jump on your new motorcycle and head down the highway but before you do, there is one thing you need first: motorcycle insurance. The agents at the Allegiance Insurance Agency in Richardson, TX are highlighting the importance of insurance coverage for your motorcycle.

In Texas, motorcycle insurance is a requirement. All drivers, including motorcyclists, need to have at least a minimum liability insurance policy in place to cover both bodily injuries as well as property damage that is caused by an accident.

Even if you have the minimum coverage in place, there are other motorcycle insurance options you should be aware of that will provide you and your bike with more coverage in the event that a catastrophe occurs.

Underinsured or Uninsured Coverage

This type of motorcycle insurance offers you protection if you are involved in an accident with someone who is underinsured or does not have an auto or motorcycle insurance policy in place at all.

Comprehensive Motorcycle Insurance

If you borrowed money from a bank or other lender to purchase your motorcycle, you will probably be required to obtain comprehensive motorcycle insurance coverage. Most lenders will want you to have both collision and comprehensive coverage on your bike to ensure that your it is protected in the event of a fire, fire, vandalism, or natural disasters, such as a tornado or ice storm. This type of coverage will also help pay to have your bike replaced if it is stolen.

Collision Motorcycle Insurance

Collision motorcycle insurance coverage will pay for any damages to your bike if you are involved in a collision with another vehicle or an object of some sort. For example, if you hit a guardrail with your bike, this part of your motorcycle insurance policy will cover the repairs or replacement of your bike as well as any damages to the guardrail.

To get your policy started, contact the motorcycle insurance agents at the Allegiance Insurance Agency in Richardson, TX today!