The Importance Of Preventive Healthcare

When was the last time you visited a doctor?

Chances are that your last doctor’s visit was made out of necessity, not on the basis of preventive care. If you’re sick, you’re forced to seek medical attention. However, with regular guidance and checkups from your health team in Richardson, TX, you may actually be able to decrease the chances of illness in your life. Health insurance through the Allegiance Insurance Agency can provide more opportunities for preventive care. Here’s why this is important.

Physicals And Vaccinations

If their children attend public school, most parents have to take their kids to the doctor for good visits and annual physicals. But adults need this type of health maintenance as well. About 50 percent of Americans don’t take preventive measures such as annual physicals and age-appropriate medical testing such as mammograms.

This trend contributes to the rise in long-term illnesses and fatal diseases such as hypertension and cancer. Regular doctors visits can reduce the risk of progression for these diseases because physicals are designed to catch them before they develop. Although you cannot stop all diseases from attacking your body, frequent visits with a health professional can stop them in their tracks early on. If you are in the beginning stages of a disease, treatment is much less invasive and much more effective.

Healthy Lifestyle Guidance And Management

Did you know that health education goes a long way in terms of preventive care?

If you don’t know how your lifestyle choices or diet are impacting your health, you are less likely to alter them. On the other hand, if you are guided and educated about healthy choices and the reasoning behind them, you are more likely to take them into consideration.

Eating healthy foods, staying active on a regular basis and not smoking are just a few choices that can drastically improve your health. They also require a lot of self-discipline. If you create healthy goals based on helpful, up-to-date information, that discipline gets a little easier to maintain.

Overall, preventive health care can help you lead a more productive, less painful, fuller and longer life. Don’t wait to get sick in order to see a doctor in Richardson, TX. Contact an agent at the Allegiance Insurance Agency to find a healthcare policy that works well for you. then, take your preventive care into your own hands.

 

Five Typical Boat Insurance Requirements By Marinas

Marinas usually welcome boats of varying sizes and have plenty of families, group and individual activities that can keep you busy all day.

Marinas also have rules you must follow if you want to be a member, which vary depending upon marina. Some of the boat docking regulations concern insurance and marinas typically have these five requirements.

  1. Coverage for another vessel in case of a crash – If you bump into someone else’s boat at the dock or have a crash in the water, you may need to have coverage for that just in case.
  2. The inclusion of payments to a marina for property damage — The dock might be another item besides someone else’s boat that is damaged during a collision. The marina probably will expect you to be able to pay for this.
  3. A minimum amount of coverage – In addition to items covered, you might be presented with a specific minimum amount of money that your policy would pay. Your Allegiance Insurance Agency representative can help you decide what amount this should be.
  4. Adherence to rules to keep docking costs from rising – Your insurance, as well as the marina’s insurance, is less likely to raise if you heed all safety precautions offered to you.
  5. Proof of insurance –Some marinas might ask you for your insurance certificate before you can register with them. Have it with you in case they ask for it.

Some marinas might also require that you have coverage for injuries to other people as well. Make sure you ask a representative at the place where you want to keep your boat for more information.

The kind of policy you need may also depend on whether or not you store your boat at the dock for the winter. If you have any insurance questions, please contact your Richardson, TX agent today. Allegiance Insurance is happy to help you anytime.