Expect the Unexpected with Home Insurance that Covers Injuries

It could be that a visitor tripped and fell on your property, chipping two teeth. Perhaps you’ve just put in a swimming pool. It might even be that you foster rescued dogs. For today’s sometimes clumsy world, it pays to be certain of your home insurance coverage. Contact our independent agents today at Allegiance Insurance Agency and we can discuss your unique home situation and the concerns you may have. Serving the Plano, TX. area, we can set your mind at ease. We might find you some great discounts on home insurance. We can clear up any concerns you have about protecting your home and the people on your property. Not only can we access insurance policies from multiple providers to assure you of the best coverage at the best rates, but we can offer advice about avoiding injuries and lawsuits.

Many people don’t exactly understand what their home insurance coverage includes. For instance, swimming pools require a separate insurance policy from standard home insurance. Some policy providers set conditions on ownership of certain dog breeds. A home owner might never have considered adding more substantial coverage to their home to reduce the financial risk of potential lawsuits. Our experience and up-to-date knowledge of home insurance coverage policies can bring you savings and peace of mind. Here in the Plano, TX. area we understand common sense, and common sense usually involves protecting our hard earned property, lifestyle, and financial standing. At Allegiance Insurance Agency we can assist home owners who want to make sure they’ve covered potential threats to their home and financial security. Use the convenient online quote tool on our website to do your own research, or call  us at 972-424-0700.

 

 

 

 

Finding the Right Insurance Company in Plano, Texas

Are you looking for car insurance in coverage in the Plano, Tx area? Finding the right company that suits your insurance needs often proves difficult. Doing your research of what to look for in a company when searching for auto insurance, is a breeze with these tips.

Reputable Company

Does the company have a good reputation? talk to people in our area to see what they have to say about various companies. Ask them who they would recommend for auto insurance. Also, check sites such as the  Better Business Bureau or with another insurance rating site.  Do some research before hand to ensure the company you choose is seen as trustworthy and reputable.  

Great Customer Reviews

Search for customer reviews on websites or through the company’s site. Nothing gives a better picture of a company’s business acumen than a customers review.  re the majority of customers happy with their car insurance buying experience and do they recommend buying coverage from this company? Did they run into any issues? People only often give an honest review since they are somewhat anonymous. 

Call the Company 

Compile a list of questions or concerns that you might have for your car insurance company. The right company will be courteous and go out of their way to answer any questions you might have. Whether talking to a receptionist or an agent, they should be able to answer any questions you might have.  

A good place to start looking for coverage in the Plano, Texas area and a company that meets these criteria is Allegiance Insurance Agency. This company has a great reputation, wonderful customer reviews and they are knowledgeable in all areas of auto insurance. Contact them today for all of your auto insurance needs. 

 

 

Understanding Auto Insurance Limits in Texas

Auto insurance limits aren’t discussed very often because they don’t tend to come up very often. Most people go to work and come back without incident. However, just because it’s not being talked about over brunch doesn’t mean that you shouldn’t know about them. Allegiance Insurance Agency wants those of Plano, TX to have a better understanding of them so they can get better coverage.

Why Are Limits Important?

Each state sets their limits when it comes to their auto insurance, meaning there’s a cap at which insurance will stop paying, and the insured has to start dipping into their savings to cover it all. Sometimes it means dipping into the insured’s wages too. Every state has their idea of what’s reasonable and what isn’t, and the differences can be staggering. Florida has some of the lowest limits in the country for example, so if someone hits you from Florida┬áin Plano, TX, you may find yourself having to cover the rest of the damage if the driver isn’t able to come up with the funds on their own.

What About Texas?

In Texas, you’re looking at $30,000 limits for each injured person, with a $60,000 limit on the injuries per accident. There’s also a $25,000 limit on the amount of property damage that’s covered. As you can imagine, accidents and fees can get very costly very quickly. Having better coverage beyond the limits can help, and Allegiance Insurance Agency may be able to direct you towards a better policy. Our agents understand how to meet your needs and your budget.┬áIf you’re looking to have safer drives for both you and your family, then give us a call today to find out more about how we save you more money over time.