Just like auto insurance protects you and your vehicle, home owner’s insurance protects you and your house. In fact, home owner’s insurance is so important that you can’t get a mortgage without one. While homeowner policies vary in what in how much they cover, they all have the same end goal – to give you peace of mind that if the unexpected were to happen suddenly – you’re covered.
If you recently bought a home or are looking for a new policy for your home, here are some tips to help you choose the right home insurance in Plano, TX.
Insure More than the Home’s Value
This means that rather than insuring the home for what you paid for it, insure it for what it would cost to replace your home in the sudden event that it is destroyed by a small asteroid while you and your family are on vacation.
A Higher Deductible can Save you Money
On average, you can save about twenty-five percent on your home insurance in Plano, TX if you opt for a larger deductible. This can save you a lot of money over time, especially if your home is new and is located in an area with a paid firefighting station.
Bundle Your Insurance
When shopping for homeowner insurance, consider bundling it with your auto insurance to save money. Other ways to save money on Plano, TX home insurance is to install smoke alarms and a security system.
If you’re looking for the right home owner’s insurance for your property, Allegiance Insurance Agency can help. We will educate you on all the coverage options and find one that fits your budget.