Why You Need Home Insurance

Home insurance is something that every homeowner should have, whether they are required to have it or not. It is something that can be very beneficial in a variety of circumstances and something that you will not regret purchasing, especially if you need it. These are the main reasons you should consider home insurance according to Allegiance Insurance Agency serving Plano, TX.

  • You should want to protect your biggest investment. For most people, the purchase of a home is the biggest investment they will have. If you are going to spend money to purchase a home, it only makes sense to purchase home¬†insurance to protect it.
  • It can save you a lot of money in the long run. If you happen to have a terrible incident in your home, home insurance can help you pay for the repairs or even a full rebuild of your home. Even though home insurance may cost you a monthly fee, it still saves you a lot of money if you ever need it.
  • It can help replace your belongings. Not only will your home insurance help pay for the repairs of your home, but it can also help pay for the replacement of any belongings that may have been stolen or lost to a fire, for example.
  • It gives you peace of mind. There is nothing better than knowing that your biggest investment is safe no matter what. Having a home insurance policy can make all the difference and help you sleep better at night. You will have a roof over your head no matter what with a home insurance policy.

If you would like to explore your options, get a quote, or take a look at your current policy, be sure to contact Allegiance Insurance Agency serving Plano, TX, today.

The Importance of Cleaning Your Gutters

Cleaning gutters is not a chore anyone looks forward to. It can be a pain to drag the ladder out and a hassle to dig leaves and debris out of the trough. However, it is highly recommended that you clean your gutters at least one time per year, and more if needed because of excessive debris. Learning the importance of cleaning your gutters may make this terrible chore seem like less of a hassle.

Gutters Help Prevent Foundation Problems

One of the reasons why it is important to keep gutters free of debris is because they can prevent foundation problems. They channel water away from your home, rather than letting it fall directly on your foundation. If the gutters overflow, they land on the foundation of your home.

Gutters Help Prevent Water Damage to Siding

Another reason why it is important to clean gutters is they help prevent water damage to your siding. When gutters get too filled, they can collapse, crack or break. This causes water to hit the siding of your home, which can lead to water damage.

Gutters Help Flow Water Off Your Roof

The last reason it is important to clean gutters is that the gutters help water flow off your roof. If the gutters are full, water may puddle on the roof. Or worse, can freeze in the trough, causing an ice dam to form. Both of these are damaging to roofs and can cause them to need to be replaced sooner than otherwise would be needed.

Your gutters can help prevent issues that may cause you to have to file a homeowner’s insurance claim. For those interested in obtaining a new homeowner’s insurance quote in the Plano, TX area, or those who want to learn more about optional coverages, contact Allegiance Insurance. We can help you obtain the right policy based on your budgets and needs. Give us a call today to get started.