Auto & Home Insurance
Auto Insurance

The purchase of Texas auto insurance is a requirement. The state requires all vehicles to have liability coverage. However, most people in Richardson, Collin County, and Denton County will want to have more than just basic coverage. For all of your auto insurance needs, Allegiance Insurance Agency can help.

Texas State Liability Requirements

Drivers in the state of Texas are required under state law to carry car insurance. This includes 30/60/25 coverage, which includes:

  • $30,000 for each injured person, up to a total of $60,000 per accident
  • $25,000 for property damage per accident

This is liability coverage, which means only damage done to another party's person or property. For example, if you cause an accident that leads to damage of another person's vehicle, this type of car insurance pays for damages to that person's car. What it does not pay for, though, is any damage to your vehicle.

Other Insurance Needs

This is rarely enough coverage for most drivers with a vehicle that has value to it. If you could not afford to replace your car if it was involved in a significant accident, then you may wish to consider other types of insurance. This may include comprehensive coverage, which may also provide protection from vandalism, theft, and fire. You may want collision insurance as well.

Finding the Right Policy

To compare auto insurance from mulitple companies at once, use our online insurance rating system. You can get quotes from numerous companies and compare them to determine which offers the coverage you need at the right price. That means we work for you, not for the provider. As a result, you get the lowest insurance possible. You can get started by requesting quotes through our online comparative tool right now. It takes just minutes to find the policy that is right for your needs. For those in Richardson, Wylie, and Allen, as well as surrounding areas, at Allegiance Insurance Agency we can help.

Home Insurance

Purchasing home insurance for your Texas property is a big step. Though it may seem easy enough to find a policy, getting the right coverage, at the right price, is critically important. At Allegiance Insurance Agency, we help homeowners to find the best possible combination of coverage and low cost.

What You Need

For those homeowners in Richardson, Collin County, or Denton County, consider the types of risks you have.

  • Fire
  • Theft
  • Vandalism
  • Flooding
  • Tornados and other weather events

These are just some of the major risk factors you need to protect against with insurance. The policy coverage amount should be at least enough to cover any loss from these types of incidents. Additionally, the policy should provide for liability protection. This way, if someone is injured on your property, you may not have to pay for the financial damage it causes.

Everyone's specific needs are different, even as everyone's property is different. We will help you find the home insurance you need no matter what your needs are. Be sure to check with your mortgage lender to determine any required amounts and types of insurance you may be required to have.

How to Save Money

If you are in Richardson, Allen or Wylie, contact our independent agency, we will help you save money. You can get started by filling out the form on this page. In doing so, you can compare various insurance options for you from multiple providers. You will get accurate, fast quotes right online. This way, you can compare coverage, restrictions, and costs from multiple carriers servicing this area.

Allegiance Insurance Agency is an independent agency and we work with you, not one specific insurance provider. This allows us to help you get quotes from multiple insurance agencies at one time. Contact us today to get more information.