As your company grows, you might need to add a fleet of delivery or service vehicles to your Plano, TX business. Allegiance Insurance Agency is ready to help you add the right commercial insurance policy to protect your new investments and your patrons from unforeseen circumstances.
Take Care of Damage to Your Customer’s Property
If your truck is used to deliver goods or maintain the property of a regular customer, there is a chance that your vehicle could be involved in an accident on their lot. By having a good commercial auto insurance policy in place, you’ll be able to ensure that any repairs are completed quickly and without fuss. Your client will appreciate the honesty and professional attitude which will encourage their continued patronage of your business.
Remove Responsibility for Vehicle From Your Employee
Instead of requiring your employee to drive a personal vehicle for their job, a company fleet with commercial auto insurance shoulders the burden of maintaining the vehicles according to state rules and regulations. Should your driver be pulled over for faulty equipment, it will not harm their driver’s license record. If they are involved in an accident while on the clock, your insurance will help with the costs of any medical costs and repairs to the truck. Instead of a financial burden to an employee, the fleet vehicle becomes a benefit.
The extra layer of protection for your company cars can also work with your existing liability policies, providing a buffer between the unfortunate instances in life and your ability to remains in business. Regular premiums are easier to manage when compared to massive medical bills or damage claims.
Talk to your agent at Allegiance Insurance Agency about your Plano, TX business fleet and find the right commercial auto insurance for your company.
Life insurance is one of the most vital forms of insurance, acting as a precautionary measure to protect the future of your life as well as those of your family. While the insurance may cost a significant amount of money, it offers numerous benefits in return. If you are insured, your family will be protected against the financial shock and burden that your death will cause. If you live in Plano, TX, kindly contact Allegiance Insurance Agency to get a quote and purchase the cover at affordable rates.
You can enjoy free medical facility
One of the great features of life insurance is that the policy will cover the costs of your medical problems. Whenever any member of your family is taken ill or is involved in an auto accident, the package will meet the costs of medical care.
Your children will be able to pay university fees
In case your child or children are still in school at the time of your death, it may be a bit difficult to get the money to pay their university fees. Life insurance can provide the money to ensure that your child gets admission into university and accesses higher education.
Your family can get a new source of income
Life insurance can provide your family with enough money to help them start a business venture. If you are the breadwinner, life insurance will ensure that your loved ones will still be able to meet their daily needs through the other source of income. They can also use the business to generate additional income.
While life insurance is not a warranty that you will not die, it is important to prepare for what may happen next. Allegiance Insurance Agency is committed to helping the residents of Plano, TX, to acquire life insurance so as to protect the future of their loved ones.
When you are looking to purchase an auto insurance policy, you may quickly find that the coverage every policy provides you is different. There are so many different coverages amounts that you may get confused and find yourself wondering how much auto coverage you need. Unfortunately, it can be tough to figure out exactly what you need. However, here is some information you should know when selecting coverage levels.
The first thing you should consider is whether you can afford to replace your car if it is damaged or in an accident. If you can’t or don’t want to pay for a new car out of pocket, you need to have full coverage. This protects your car if you cause an accident, are hit by an uninsured or underinsured driver or if your vehicle is vandalized. Also, consider how much of a deductible you can afford.
The next thing you need to keep in mind is that if you are at fault for an accident, another driver can personally come after you for anything beyond what your auto insurance policy covers. As such, you need a plan that will fully cover you and protect your assets if you are ever involved in a severe auto accident.
Determining the exact amount of auto coverage that you need can be challenging. But Allegiance Insurance Agency, serving the greater Richardson, TX area can help. Our trained professionals can take a look at your overall financial situation and auto situation and determine the best policy amounts for you. Give us a call today to get started.
There are many responsibilities that come with owning a home and having the right insurance is part of it. Understanding your home insurance is tricky enough, but there are actually some odd facts that can also impact your homeowner’s insurance. To help navigate the waters better, the experts at Allegiance Insurance Agency in Richardson, TX have put together a short list of some factors that you may not have known.
Because insurance is all about probability and possibility, having a fire hydrant in your front yard will yield lower insurance premiums. The thought process is that in the event of a fire, firemen will have easier access to water than if they have to go down the street for the closest hydrant.
In the eyes of insurance companies being married may imply that you are more responsible. Typically, single homeowners file more insurance claims than those that are married. If you are married and insuring your home, you can expect to see lower premiums. Often, married couples can also take advantage of getting multiple policies through the same insurer and can take advantage of potential savings.
Your age has a big impact on your home insurance. People at insurance companies examine what typical insurance claims look like for different age groups and a number of claims each age group typically files. If you are younger you may partake in riskier behavior. Older people though may be more negligent about general maintenance and upkeep on the home. Just like with other types of insurance, expect the home insurance premiums to fluctuate with age.
Home insurance can be difficult to understand, but luckily for Richardson, TX residence, the experts at Allegiance Insurance Agency can help. Whether you are looking for new insurance or are looking to update your current home insurance, we are here to assist.
If you’re looking to cut down on your auto insurance costs, there are a handful of upgrades you can perform. At Allegiance Insurance Agency, we know just how frustrating expensive insurance costs can be, which is why we want to give you a handful of pointers for lowing the insurance costs on your Plano, TX vehicle.
When buying a new vehicle, make sure it includes an alarm and security system. You might save a few dollars up front, but you’ll probably pay more in insurance. If you have an older vehicle, consider installing an alarm and security system.
Wheels are the easiest part of a vehicle to steel. An expert team can remove the wheels off of your vehicle in the amount if time it takes to walk in, order a coffee, and return to the car. Wheel locks will security the wheels in place and make it extremely difficult for anyone to remove the wheels without very special tools. Due to this, wheel locks can reduce the cost of your auto insurance.
Back Up Camera
Some technology makes your vehicle more expensive to insure. A back up camera is not one of these technologies. It greatly improves the safety of the vehicle and makes it easier to back up. If you have a larger vehicle, such as an SUV or pickup, seeing everything behind you is tricky, especially anything small. An installed back up camera can make this easier.
There are different ways you can cut down on your auto insurance costs. There are ways to do so with a few upgrades, including the ones mentioned. At Allegiance Insurance Agency, we want to help you save money on insuring your Plano, TX vehicle. So, consider making these individual upgrades whenever possible.
Whether you rent residential properties and want home protection, or you need to insure your personal residence, selecting the right homeowner’s policy is essential for mitigating risk. When you get insurance in Texas, there are some important things to know, before you finalize your coverage. Some coverage options are common, while others are not.
According to the Texas Department of Insurance, most homeowner’s policies cover items such as medical payments, personal property, personal liability and temporary living expenses, if you have to vacate your home under special circumstances. There’s also protection for the structural features of your residence.
The two basic types of coverage sold in Texas include all-risk policies (comprehensive) and named perils policies. All-risk policies provide the most protection, while named peril policies only cover the losses of specific causes noted in the policy agreement. Even with an all-risk policy, not all types of damage or causes are covered.
The losses caused by floods, earthquakes, termites, and mold are not covered. However, your insurance agent can help you mitigate the risks associated with some of these causes, by enhancing your policy options. Having the right insurance to mitigate the risks in your area is critical for the preservation of your home and personal finances.
Getting a homeowner’s insurance policy in Texas is a process that requires careful consideration. You can get a full spectrum of coverage to match your needs and risk profile, but only if you work with qualified insurance professionals that can point you in the right direction. For additional information about home insurance in Plano, TX, please contact Allegiance Insurance Agency today.
It could be that a visitor tripped and fell on your property, chipping two teeth. Perhaps you’ve just put in a swimming pool. It might even be that you foster rescued dogs. For today’s sometimes clumsy world, it pays to be certain of your home insurance coverage. Contact our independent agents today at Allegiance Insurance Agency and we can discuss your unique home situation and the concerns you may have. Serving the Plano, TX. area, we can set your mind at ease. We might find you some great discounts on home insurance. We can clear up any concerns you have about protecting your home and the people on your property. Not only can we access insurance policies from multiple providers to assure you of the best coverage at the best rates, but we can offer advice about avoiding injuries and lawsuits.
Many people don’t exactly understand what their home insurance coverage includes. For instance, swimming pools require a separate insurance policy from standard home insurance. Some policy providers set conditions on ownership of certain dog breeds. A home owner might never have considered adding more substantial coverage to their home to reduce the financial risk of potential lawsuits. Our experience and up-to-date knowledge of home insurance coverage policies can bring you savings and peace of mind. Here in the Plano, TX. area we understand common sense, and common sense usually involves protecting our hard earned property, lifestyle, and financial standing. At Allegiance Insurance Agency we can assist home owners who want to make sure they’ve covered potential threats to their home and financial security. Use the convenient online quote tool on our website to do your own research, or call us at 972-424-0700.
Are you looking for car insurance in coverage in the Plano, Tx area? Finding the right company that suits your insurance needs often proves difficult. Doing your research of what to look for in a company when searching for auto insurance, is a breeze with these tips.
Does the company have a good reputation? talk to people in our area to see what they have to say about various companies. Ask them who they would recommend for auto insurance. Also, check sites such as the Better Business Bureau or with another insurance rating site. Do some research before hand to ensure the company you choose is seen as trustworthy and reputable.
Great Customer Reviews
Search for customer reviews on websites or through the company’s site. Nothing gives a better picture of a company’s business acumen than a customers review. re the majority of customers happy with their car insurance buying experience and do they recommend buying coverage from this company? Did they run into any issues? People only often give an honest review since they are somewhat anonymous.
Call the Company
Compile a list of questions or concerns that you might have for your car insurance company. The right company will be courteous and go out of their way to answer any questions you might have. Whether talking to a receptionist or an agent, they should be able to answer any questions you might have.
A good place to start looking for coverage in the Plano, Texas area and a company that meets these criteria is Allegiance Insurance Agency. This company has a great reputation, wonderful customer reviews and they are knowledgeable in all areas of auto insurance. Contact them today for all of your auto insurance needs.
Auto insurance limits aren’t discussed very often because they don’t tend to come up very often. Most people go to work and come back without incident. However, just because it’s not being talked about over brunch doesn’t mean that you shouldn’t know about them. Allegiance Insurance Agency wants those of Plano, TX to have a better understanding of them so they can get better coverage.
Why Are Limits Important?
Each state sets their limits when it comes to their auto insurance, meaning there’s a cap at which insurance will stop paying, and the insured has to start dipping into their savings to cover it all. Sometimes it means dipping into the insured’s wages too. Every state has their idea of what’s reasonable and what isn’t, and the differences can be staggering. Florida has some of the lowest limits in the country for example, so if someone hits you from Florida in Plano, TX, you may find yourself having to cover the rest of the damage if the driver isn’t able to come up with the funds on their own.
What About Texas?
In Texas, you’re looking at $30,000 limits for each injured person, with a $60,000 limit on the injuries per accident. There’s also a $25,000 limit on the amount of property damage that’s covered. As you can imagine, accidents and fees can get very costly very quickly. Having better coverage beyond the limits can help, and Allegiance Insurance Agency may be able to direct you towards a better policy. Our agents understand how to meet your needs and your budget. If you’re looking to have safer drives for both you and your family, then give us a call today to find out more about how we save you more money over time.
Are you satisfied with your current car insurance premiums? If you live in Plano, TX and you don’t have full coverage auto insurance, it’s time to get a quote. A good place to start is with the Allegiance Insurance Agency, but you can start online as well.
The key is to get new car insurance quotes every year. Yes, that may seem frequent. But when you think about it, it makes sense. Your insurance carrier renews your policy every six months or every year. Your rates may go up or down depending on how many claims you filed the previous year. If you don’t look around at other options on the very competitive car insurance market, you might miss some pretty good deals. An annual premium update is important.
We’ve mentioned that the car insurance industry is competitive when means rates fluctuate with supply and demand. The carrier who offered you the best rate last year may not offer the same low rate this year. You could be losing money simply because you didn’t take the time to get a few auto quotes. For example, if you’re not already a customer at Allegiance Insurance Agency, that’s a good place to start. Either call or walk into their office and provide the information they need to give you a solid car insurance quote. You might be surprised that the premium they can offer is lower than what they could offer last year.
As you can see, shrugging off an annual car insurance quote comparison can be detrimental to your finances. You can save lots of money by being smart and going to several different companies for a car insurance quote. Take the time to do an annual quote search to help you find the best coverage for your car.